Online Banking

Customized to suit the needs and requirements of Small to Medium Sized Enterprises (SME), Arab Bank’s Online Banking provides your company with a comprehensive digital banking experience through a secure web channel, backed by a set of solutions to manage your company’s banking transactions seamlessly.

Online Banking – Features:

Account management: View the company’s accounts through the main dashboard, displaying key account information, and review account transactions with the ability to search/filter by date, transaction type, and amount.

Salary transfers / payroll processing: Process employee salary payments through file-based or bulk transfer functionality, including payments to Arab Bank accounts and other banks, subject to agreed setup and applicable controls.

Bill payments: Pay and manage the company’s bills through the available bill payment utility on the platform.

Fund transfers: Transfer funds between your own accounts, within Arab Bank, and to other domestic/international banks, with the ability to schedule transfers (subject to cut-off times and enabled services).

Transaction approvals: Approve financial transactions (e.g., transfers, payroll/bulk payments) and non-financial actions to the maker/checker and authorization matrix.

Notifications: Receive notifications related to financial transactions, approvals, and service updates (based on enabled alert settings).

Open additional accounts / sub-accounts: Ability to open additional accounts/sub-accounts in selected currencies (subject to eligibility, approvals, and product availability).

Login & security: Secure login methods and controls in line with Bank security standards.

Password management: User password maintenance capabilities, including password change/reset options as per security policy.

Service requests: Submit requests for selected banking services through the platform (subject to availability).

Documents management: Access/download available documents such as statements, Advices, and system-generated reports/files.

Corporate Business Center

Our agents are available to assist with inquiries remotely and provide needed technical support. The CBC mandate covers corporates & Small to Medium Sized Enterprises (SME)across the region, ensuring our clients continue to interact seamlessly and effectively with Arab Bank without interruption.

Kindly contact the Corporate Business Center at: Corporate.BusinessCenter@arabbank.com or call us on 04-4450150

 
Lending Solutions

With vast experience in infrastructure and various strategic projects, Arab Bank works with Small to Medium Sized Enterprises (SME) across sectors as a prominent financier in the UAE. The Bank also provides customized financing solutions to clients with differing requirements.

Revolving Lines of Credit/ Overdrafts

Arab Bank provides revolving and overdrafts facilities covering short-term working capital requirements for trading and industrial activities.

• Term Financing
Arab Bank provides term finance facilities over an agreed term, covering specific capital expenditure requirements such as, property and asset financing and financing the growth of industrial activities.

• Import and Export Financing

Arab Bank financing solutions extend to import and export financing, enabling clients to expand their businesses while improving their cash flow.
 

Supply Chain Finance

What is Supply Chain Finance (SCF)?

Supply Chain Finance (SCF) is a financing solution designed to support working capital needs across the supply chain. It enables suppliers to receive early payment against approved invoices, while buyers can manage their payment cycles in line with agreed terms.

SCF helps improve cash flow predictability and supports stronger trading relationships between buyers and suppliers.

Our Digital Platform

Arab Bank UAE’s Supply Chain Finance solution is enabled through a digital platform that connects buyers and suppliers to manage invoice-based financing efficiently.

Through the platform, users can:

1-      Upload and approve invoices

2-      Request early payment (where eligible)

3-      Track transactions and statuses

4-      Manage financing in a secure environment

This digital approach reduces manual processing and accelerates end-to-end execution.

Key Benefits For Small to Medium Sized Enterprises (SME)

• For Suppliers

  1-      Faster access to cash against approved invoices

  2-      Improved cash flow and liquidity management

  3-      Financing linked to invoice approval (subject to terms and structure)

  4-      Pricing and limits may be based on the buyer’s credit profile and program setup (subject to approval)

  5-      Streamlined onboarding and processing through a digital platform

  For Buyers

    
  

  1-      Support suppliers’ liquidity while maintaining agreed payment terms

  2-      Strengthen supplier relationships and procurement resilience

  3-      Improve working capital management and cash flow planning

• 4-      Enhance supply chain stability and continuity

  Why Choose Arab Bank UAE’s Supply Chain Finance?

  1-      Digitally enabled and user-friendly platform

  2-      Efficient onboarding and execution (subject to completion of required documentation)

  3-      Secure and transparent processing and tracking

  4-      Designed to support Small to Medium Sized Enterprises (SME)  growth and supply chain efficiency

  5-      Offered by Arab Bank UAE, subject to eligibility and bank approval
   

  How It Works

  1-      Supplier uploads invoices on the platform (single or bulk, where supported)

  2-      Buyer reviews and approves invoices on the platform

  3-      Upon approval and subject to financing terms, the Bank makes early payment to the supplier

  4-      Buyer settles with the Bank on the agreed due date
    

  Who Can Apply?

  1-      Small to Medium Sized Enterprises (SME) supplying eligible corporate buyers participating in an SCF program

  2-      Suppliers seeking improved cash flow visibility and earlier access to funds

  3-      Buyers and suppliers looking for a structured, invoice-based financing solution